The U.S. National Lifecycle Social Welfare System
United StatesAs the world’s leading economic power, the United States has a long-standing and extensive social security and welfare system. Legitimate green card holders (permanent residents, or PRs) and U.S. citizens, based on their tax payments and contributions to society, are entitled to equal access to a comprehensive social safety net—ranging from compulsory education for minors and unemployment and career transition assistance to Social Security benefits in old age, as well as affordable housing and health care for low-income individuals—thereby achieving true“Education for children, medical care for the injured, and support for the elderly”。
Basic Survival and Family Child-Rearing Support
12 Years of Free Compulsory Education
Within the United States, all legal residents in Before the age of 18All students are eligible to receive a comprehensive, free, compulsory education at U.S. public elementary and secondary schools (grades K–12) (excluding private schools), which provides a seamless transition to the world’s top higher education systems.
Free Medical Care and Specialized Insurance
Eligible seniors can receive free national health insurance (Medicare) upon reaching retirement age; at the same time, the federal government and individual states provideChildren and Pregnant WomenAll of them have established special programs offering free or low-cost medical services and nutritional assistance (such as Medicaid and WIC).
Unemployment Benefits and Job Transition Assistance
If you lose your job through no fault of your own, you may apply to the government forUnemployment Insurance; At the same time, you can register your skills and areas of expertise with specialized official labor agencies to receive free vocational training and job placement assistance from the government.
Social Assistance and Special Care Benefits
Social Disability Benefits (Disability Benefits)
Any person who has earned sufficient Social Security work credits during their working life but who, unfortunately, suffers from a serious physical or mental illness that causes them toUnable to hold a steady job for at least one year...or eligible residents suffering from a terminal illness may formally apply to the U.S. Social Security Administration (SSA) and continue to receive disability benefits, thereby ensuring basic medical care and financial security for themselves and their families.
Family Benefits
If the principal applicant is eligible to receive U.S. federal retirement or disability benefits, his or her eligible family members may also receive derived family benefits at the same time. Eligible family members include:
• At least 62 years of age and olderthe legal spouse of;
• Under 62 years old, but a spouse who is personally raising a minor child under the age of 16 at home;
• Under 18unmarried children;
• Under 19Full-time middle school or high school students currently enrolled;
• Children who are 18 years of age or older, but who **suffered a severe physical or mental disability before the age of 22**.
Retirement Planning and Long-Term Asset Management
National Social Security Retirement Benefits and Supplementary Accounts
In the United States, there have been a cumulative total of 10 years (40 credits; may be completed in intervals)Based on their tax records, once they reach the statutory retirement age, they will be eligible to receive approximately $845–$2,640 USDVarying amounts of government Social Security retirement benefits; at the same time, you can receive multiple long-term financial benefits by combining these with employer-matched 401(k) contributions and individual retirement accounts (IRAs).
Low-Income Housing for Seniors and Home Purchase Subsidies
The government has established a housing support system specifically for the elderly. Eligible residents who have reached retirement age may apply to the government to purchase or rent housing at a reduced rate, provided they meet the financial and asset assessment criteria.Affordable Housing for Low-Income Seniors (Senior Housing/Section 8), significantly reducing housing costs in old age.
Supplemental Security Income (SSI) for U.S. Citizens
A Major Benefit of U.S. Residency! If green card holders, before retirement, for various reasons...Failure to accumulate a total of 10 years of tax payment history, as long as it is subsequently converted in accordance with the law intoU.S. citizen, Once individuals reach the retirement age of 65, the government will directly provide monthly Social Security benefits to those who meet the low-asset threshold (up to $600 $X and above）。